Do I Need Multiple Repair Estimates for Insurance in Charlotte, NC?
Short answer? Usually, no—especially not in North Carolina.
Let’s break it down in plain English.
Why People Think They Need Multiple Estimates
It’s a super common myth. After an accident, folks think they need to go to three shops, get three estimates, and then let the insurance pick the cheapest. Sounds exhausting, right?
Good news: That’s not how it usually works anymore.
How It Works with Insurance Companies Today
Most insurance companies don’t require you to shop around. In fact, many have preferred or “direct repair” shops, but you can still choose your own. North Carolina law lets you pick your own repair shop, period.
Some insurers might ask for a second opinion, but that’s rare unless something seems really off.
🔧 Pro tip: If you’ve already chosen a trusted auto body shop (like ours in Charlotte), you can just let us handle the process. We work directly with your insurer and save you the back-and-forth.
Why This Matters in Charlotte, NC
In the Queen City, you’re probably dealing with busy streets, tight schedules, and commutes. Running around for three quotes just isn’t realistic—and it’s not necessary.
We deal with insurance claims every day, and here’s how we make it easier for you:
Fast, accurate estimates
Direct communication with your insurer
OEM parts and lifetime warranty on repairs
What If My Insurance Does Ask for More Estimates?
If they insist (rare, but possible), let us know. We can help you:
Understand why
Talk to the adjuster
Speed up the process so you're not stuck waiting
Bottom Line
One good estimate from a trusted Charlotte body shop is all you usually need. Save yourself the headache and let experienced pros take it from there.
Need a Repair Estimate in Charlotte, NC?
We’ve helped thousands of local drivers get back on the road faster. Call us , fill out the form below or stop by for a free, no-stress estimate. We’ll take it from there.
Get in Touch
Let us know your questions or queries and we will be happy to help!
